Completing both of these modules will gain you the qualification.

Core Knowledge

New Zealand Certificate in Financial Services (Level 5)

Unlock your potential in the financial services industry with the New Zealand Certificate in Financial Services (Level 5). This qualification is designed for those who aim to meet the stringent requirements of providing financial advice in New Zealand, ensuring compliance with current legislation and regulations impacting the financial sector.

Course Structure

To graduate with this full certificate, you are required to complete the Core Knowledge module and choose one specialised strand. This approach allows you to tailor your learning to your career aspirations. The flexible structure is ideal for newcomers entering the industry as well as current professionals seeking advancement.

Core Knowledge

The Core Knowledge module lays the groundwork for a deep understanding of the financial services environment. It covers the professionalism required within the industry and offers insights into the legislative and economic aspects that influence financial advising practices. This foundational knowledge is crucial for anyone aiming to provide high-quality financial advice.

Elective Strands

Upon completing the Core Knowledge module, you can specialise by selecting one of four elective strands, each focusing on a key area of financial services:

1. Investment: Gain specialised knowledge in managing investment portfolios and providing investment advice.

2. Residential Property Lending: Specialise in the mortgage advising process, understanding the products and regulations specific to residential property lending.

3. Life, Disability, and Health Insurance: Focus on insurance products and the provision of advice in life, health, and disability insurance.

4. General Insurance: Learn about the wide range of general insurance products and how to effectively advise clients on these options.

Career Opportunities

Graduates of the New Zealand Certificate in Financial Services (Level 5) are well-prepared to assume a variety of roles within the financial sector, such as financial advisors, insurance brokers, or mortgage brokers. 

Achieving the Qualification

To achieve the New Zealand Certificate in Financial Services (Level 5), you must complete the required Core Knowledge module along with one of the elective strands. This qualification meets the standards required by the Code of Professional Conduct for Financial Advice Services in New Zealand, equipping you with the competence, knowledge, and skill needed to give regulated financial advice under the new financial advice regime.

Enhance your professional qualifications and meet the evolving needs of the financial services industry with this comprehensive Level 5 certificate.

Certificate in Financial Services (Level 5) (General Insurance)

Embark on your journey to becoming a skilled insurance advisor with the New Zealand Certificate in Financial Services (Level 5), focusing specifically on the General Insurance strand. This module is expertly designed to equip you with a comprehensive understanding of management concepts and the regulatory landscape that governs general insurance.

Achieving the Qualification

To obtain this certificate, you are required to complete the Core Knowledge module along with the General Insurance industry-based strand. This structure ensures a solid foundation in the principles of financial services, complemented by a focused expertise in general insurance.

Educational Scope and Learning Outcomes

This strand is meticulously tailored for those aspiring to enter or progress within the general insurance sector. This curriculum will give you an understanding of:

1. Regulatory and Management Foundations: Develop a robust understanding of the legislative and regulatory environment related to general insurance, incorporating vital management concepts that influence policy and practice.

2. Product and Service Mastery: Gain a comprehensive knowledge of the wide array of general insurance products and services, learning how to create fit-for-purpose solutions that address the needs of diverse clients.

3. Risk Assessment and Client Solutions: Master the skills required to evaluate, analyse, and review client needs, objectives, and risk tolerance, employing an appropriate six-step advice process to formulate effective insurance solutions.

4. Ethical Practices and Professional Standards: Adhere to the highest standards of good conduct, ethics, and professional obligations to deliver responsible and client-focused advice.

Career Pathways

Successfully completing this strand qualifies you for several professional roles within the financial services and insurance sectors, including:

1. Insurance Adviser: Provide expert advice on a variety of general insurance options, helping clients protect their personal and business assets.

2. Insurance Broker: Acts as an intermediary between clients and insurance companies, helping clients find the best insurance policy for their needs.

3. Adviser Support: Play a crucial role in supporting senior advisers by managing client relationships and ensuring compliance with industry standards and regulations.

Advance Your Career in General Insurance Advising

Achieving this certification not only enhances your professional qualifications but also establishes you as a knowledgeable and ethical professional capable of navigating the complexities of the general insurance industry. Whether you are starting a new career or seeking to advance in your current path, the General Insurance strand provides you with the essential tools and knowledge for success in this dynamic field.