Certificate in Financial Services (Level 5) (Residential Property Lending)

Dive deep into the world of property finance with the New Zealand Certificate in Financial Services (Level 5) (Residential Property Lending). This specialised module equips you with the essential knowledge and skills to understand residential property lending concepts and the legislative and regulatory frameworks essential for mortgage advisers.

Achieving the Qualification

To secure this qualification, participants must complete the Core Knowledge module plus an industry-based strand focusing on residential property lending. This combination ensures a well-rounded understanding of both general and specific aspects of financial services.

Educational Scope and Learning Outcomes

This certification is perfect for those seeking a career in property finance or aiming to enhance their expertise in mortgage advising. By the end of this module, you will have an understanding of:

  1. Foundational Knowledge and Compliance: Master the critical concepts of residential property lending, including relevant legislation, regulations, and codes of conduct, while comprehensively understanding industry roles and responsibilities.

  2. Client-Centric Analysis and Product Matching: Acquire skills to assess and analyse client needs, objectives, and risk profiles thoroughly, matching them effectively with suitable residential property lending products and structures.

  3. Strategic Solution Development: Learn to develop strategic lending solutions that are informed by an understanding of the economic environment and market trends, applying the Six-Step Advice Process to provide ethical and effective advice.

Career Pathways

Graduating with this certification opens the door to several key roles within the financial services industry:

  1. Mortgage Broker or Mortgage Adviser: Assist clients in navigating the complexities of property financing, providing tailored advice and solutions.

  2. Broker Support: Support mortgage brokers in handling client interactions and managing necessary documentation and processes.

  3. Loan Officer: Engage directly with clients to process loan applications, evaluate creditworthiness, and recommend suitable financial products.

Advance Your Career in Mortgage Advising

Achieving this qualification not only enhances your capabilities but also positions you as a proficient professional in residential property lending. With this certificate, you are well-equipped to meet the diverse needs of clients and the dynamic challenges of the mortgage industry.

To gain the qualification, you must complete Core Knowledge plus one industry based strand.
Course Type
NZQA Qualification
Time Frame
Learn and complete at your own pace of up to 5 months
Self-paced learning for the Certificate in Financial Services (Level 5) (Residential Property Lending) strand with up to 5 months to complete.
Certificate in Financial Services (Level 5) (Residential Property Lending)
$795 +GST*
$715.5 partner pricing.
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New Zealand Certificate in Financial Services combining the Core Knowledge and Certificate in Financial Services (Level 5) (Residential Property Lending) strand with up to 10 months to complete.
NZ Certificate in Financial Services (Certificate in Financial Services (Level 5) (Residential Property Lending))
$1,795 +GST*
$1,615.5 partner pricing.
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*Additional supported or tutorial options are available on request.
*Additional charges may apply to overseas students. Please enquire for confirmed pricing.
Included Papers
Credits: 5
Level: 5

Demonstrate and apply knowledge of the residential property lending services environment and concepts.

Credits: 7
Level: 5

Gather and analyse information to determine client residential property borrowing needs

Credits: 5
Level: 5

Demonstrate and apply knowledge of market factors and key concepts affecting residential property to meet client needs

Credits: 8
Level: 5

Apply knowledge of residential property lending products and services to meet needs and process a loan application

Credits: 5
Level: 5

Provide advice in a residential property lending context using the Six Step Process

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