Completing both of these modules will gain you the qualification.

Core Knowledge

New Zealand Certificate in Financial Services (Level 5)

Unlock your potential in the financial services industry with the New Zealand Certificate in Financial Services (Level 5). This qualification is designed for those who aim to meet the stringent requirements of providing financial advice in New Zealand, ensuring compliance with current legislation and regulations impacting the financial sector.

Course Structure

To graduate with this full certificate, you are required to complete the Core Knowledge module and choose one specialised strand. This approach allows you to tailor your learning to your career aspirations. The flexible structure is ideal for newcomers entering the industry as well as current professionals seeking advancement.

Core Knowledge

The Core Knowledge module lays the groundwork for a deep understanding of the financial services environment. It covers the professionalism required within the industry and offers insights into the legislative and economic aspects that influence financial advising practices. This foundational knowledge is crucial for anyone aiming to provide high-quality financial advice.

Elective Strands

Upon completing the Core Knowledge module, you can specialise by selecting one of four elective strands, each focusing on a key area of financial services:

1. Investment: Gain specialised knowledge in managing investment portfolios and providing investment advice.

2. Residential Property Lending: Specialise in the mortgage advising process, understanding the products and regulations specific to residential property lending.

3. Life, Disability, and Health Insurance: Focus on insurance products and the provision of advice in life, health, and disability insurance.

4. General Insurance: Learn about the wide range of general insurance products and how to effectively advise clients on these options.

Career Opportunities

Graduates of the New Zealand Certificate in Financial Services (Level 5) are well-prepared to assume a variety of roles within the financial sector, such as financial advisors, insurance brokers, or mortgage brokers. 

Achieving the Qualification

To achieve the New Zealand Certificate in Financial Services (Level 5), you must complete the required Core Knowledge module along with one of the elective strands. This qualification meets the standards required by the Code of Professional Conduct for Financial Advice Services in New Zealand, equipping you with the competence, knowledge, and skill needed to give regulated financial advice under the new financial advice regime.

Enhance your professional qualifications and meet the evolving needs of the financial services industry with this comprehensive Level 5 certificate.

Certificate in Financial Services (Level 5) (Residential Property Lending)

Dive deep into the world of property finance with the New Zealand Certificate in Financial Services (Level 5) (Residential Property Lending). This specialised module equips you with the essential knowledge and skills to understand residential property lending concepts and the legislative and regulatory frameworks essential for mortgage advisers.

Achieving the Qualification

To secure this qualification, participants must complete the Core Knowledge module plus an industry-based strand focusing on residential property lending. This combination ensures a well-rounded understanding of both general and specific aspects of financial services.

Educational Scope and Learning Outcomes

This certification is perfect for those seeking a career in property finance or aiming to enhance their expertise in mortgage advising. By the end of this module, you will have an understanding of:

1. Foundational Knowledge and Compliance: Master the critical concepts of residential property lending, including relevant legislation, regulations, and codes of conduct, while comprehensively understanding industry roles and responsibilities.

2. Client-Centric Analysis and Product Matching: Acquire skills to assess and analyse client needs, objectives, and risk profiles thoroughly, matching them effectively with suitable residential property lending products and structures.

3. Strategic Solution Development: Learn to develop strategic lending solutions that are informed by an understanding of the economic environment and market trends, applying the Six-Step Advice Process to provide ethical and effective advice.

Career Pathways

Graduating with this certification opens the door to several key roles within the financial services industry:

1. Mortgage Broker or Mortgage Adviser: Assist clients in navigating the complexities of property financing, providing tailored advice and solutions.

2. Broker Support: Support mortgage brokers in handling client interactions and managing necessary documentation and processes.

3. Loan Officer: Engage directly with clients to process loan applications, evaluate creditworthiness, and recommend suitable financial products.

Advance Your Career in Mortgage Advising

Achieving this qualification not only enhances your capabilities but also positions you as a proficient professional in residential property lending. With this certificate, you are well-equipped to meet the diverse needs of clients and the dynamic challenges of the mortgage industry.